Home Inspection for Buyers

Congratulations on taking the first step for purchasing a home. But is the home inspected? Do you have a detailed property inspection report?

Results of a home inspection can make or break the sale of a home. Also, mortgage companies look closely at home inspection reports to ensure their investment is worthwhile. Inspecting the physical condition of a home is a very important aspect of the home-buying process. You should include the same in your purchase contract before closing the sale.

A qualified home inspector performs the home inspection using a checklist to ensure every aspect of the structure and its surrounding is covered. It is beneficial to cross check your home inspection report with the seller’s inspection report to ensure nothing has been missed.

As a buyer, you can be armed with a checklist. Also compare it with a property inspector’s list to ensure nothing is amiss.

Structural Inspection

It is vital for the home to be structurally solid and safe. Structural features inspected include roofing, floors, attic, walls, ceilings, columns, basement & foundation.

Roofing

Roofing and exterior components refer to external features of the home. The inspection would cover the patio, deck, exterior windows & doors etc. The garage is also checked as a part exterior inspection. Water drains are tested for proper functioning.

HVAC, Plumbing and Electrical Inspection

Air conditioning, heating, plumbing and electrical are examined for proper performance. The inspector checks all the utilities for the proper installation and function. This includes vent systems, water and waste drainage, water system, etc. Property inspectors examine the proper functioning of appliances to check for plumbing or electrical issues.

Interior Inspection

The interior house inspection covers ceilings, floors, walls & stairs. Every aspect of the interior inspection including steps, balconies, windows, doors, etc. are checked.

Insulation and Ventilation Inspection

The house inspection includes a check of ventilation in the kitchen, bathroom, and attic. Home inspectors check the foundation and subfloor for any issues. Every home is checked for possible problems based on the geographical location.

If the home inspection reports indicate that the house is in good condition, you can advance with the purchase, knowing you’re getting a good deal.

Also, if the inspections bring some issues to light – such as electrical or plumbing damage, etc. – you can negotiate with the seller to pay for necessary fixes OR lower the purchase price. As a home buyer, you need to equip yourself with a

The Main Types of Home Inspections

Most people, that have either bought a home in the past or that are considering such a purchase, are familiar with Home Inspections. A widely accepted and succinct definition of a Home Inspection is:

A home inspection is an objective visual examination of the physical structure and systems of a house, from the roof to the foundation.

A thorough home inspection should include a general and visual assessment of all parts of the home in accordance with a set of prescribed or adopted standards. There are different types of inspections…with those different types having a bit more to do with the clients intended use of the home inspection report rather than of any significant variations in the inspection process itself.

Some of the different types of Home Inspections as they relate to intended use are:

The Pre-Purchase Inspection – This is, by far, the most common type of inspection; it’s performed for and on behalf of a client that is buying a home. They want to know the condition of the home before they buy it…that makes sense, right?

The Pre-Listing Inspection – This is an inspection that’s performed for the selling party…the people that might be selling their home. Typically, this type of inspection is accomplished prior to the home being placed for sale on the market. The seller wants to know about the condition of the home so that there are minimal surprises once the home has gone under contract. This type of inspection is sometimes referred to as a Sellers Inspection

Consult Inspection – Sometimes, a person might want to know about a particular aspect of their home…they might not want to know about everything that might be wrong but are concerned about a single aspect of a home…say, the condition of the roof. This type of inspection is sometimes referred to a Consult Inspection or a Single-Item inspection and might be appropriate for some people in certain circumstances.

New Construction Inspection – This is a very common type of inspection conducted for the buyer of a newly completed home.

The 11 Month Warranty Inspection – This inspection is commonly requested by a home-owner who has purchased a newly constructed home and is nearing the end of their 1 Year warranty period. It helps to identify issues that might need to be corrected under the builders warranty program.